Our $1000 Wedding, Five Years Later

Our $1000 Wedding, Five Years Later

There are a some things in life you'll never regret: deleting Facebook, lifting weights, and getting married at City Hall are among them. Five years ago Sally and I decided to get married at City Hall. The wedding cost us $1000 and the story went viral at the time. There…continue reading →
Cheap Entertainment

Cheap Entertainment

In 2018, we are going back to frugality. This means getting a little more strict on our budget and tracking expenses each month. I’m trying to get our savings rate back above 75%! It's safe to say that the first four months of the year have been successfully frugal. At…continue reading →
Why I’m Not Worried About a Recession

Why I’m Not Worried About a Recession

A recession is coming. That’s all I seem to hear these days. Raising interest rates plus Trump saying dumb stuff is going to crash the stock market and destroy America! I’ve heard variations of this on social media and in real life. Following the JL Collins’ investing approach of keeping…continue reading →
Back to Frugality

Back to Frugality

Last year was a smashing success financially. Our household income was the largest it had ever been but our spending wasn't tracked whatsoever. We thought we could "go with the flow," knowing our basic frugality would still end up leading to a large net worth increase. And we were right,…continue reading →
You Need to Make More Money

You Need to Make More Money

When you start on your financial independence journey, the first thing you must do is cut expenses. But you won't know what to cut until you figure out how much you currently spend. After logging every monthly expense, many are shocked by the results. "$700 a month eating out?! No…continue reading →
Traveling Is Cheap, Time Is Expensive

Traveling Is Cheap, Time Is Expensive

I spend far too much time on Twitter. While I learn a lot and have created an amazing network of friends, I also see a ton of complaining. The complaining is mostly first world problems and it's almost always annoying. Recently I saw tweets about how expensive it is to…continue reading →
My Australian Experience

My Australian Experience

After leaving Korea, I still wasn't ready to begin my career. What a typical millennial I was; putting my life on hold for years! As much as I enjoyed being in Korea, I was tired of teaching (and Korean work ethic)! An American working long hours in a non-English speaking country…continue reading →
My Korean Experience

My Korean Experience

Since I was a UCLA transfer, I wasn’t quite ready to leave after only two years. So, after receiving generous financial aid, I modified my schedule to extend into an extra quarter. This allowed me to graduate in December 2008 instead of June 2008. Looking back, this was pretty silly…continue reading →
The Winner’s Mindset

The Winner’s Mindset

"Winners focus on winning. Losers focus on winners." -Conor McGregor The past few years I've come to understand just how important mindset is to becoming successful. While this blog focuses mainly on acquiring wealth and achieving early financial independence, a winner's mindset is vital to achieving any of your goals.…continue reading →
In Defense of Millennials

In Defense of Millennials

The past few years it has become quite popular to bash millennials. We're losers who need to get our shit together. We're selfish. We're lazy. We have large amounts of student loan debt. A third of us are still living with our parents. We aren't getting married. We aren't even…continue reading →